Prime LoansRed Rock Prime Loan Products

Our prime mortgage loan products are ideal for borrowers seeking a genuine non bank alternative or for circumstances that have placed them outside of the traditional lenders' credit policies. 

In today's changing market place traditional lenders are making it hard and hard for people to obtain suitable cost effective mortgage finance. Red Rock's prime loan products can really make a difference. 

Here are some of the key features of our prime lending products;

  • No credit scoring.
  • No lenders mortgage insurance (LMI).
  • Paid credit impairments up to $500 considered.
  • Loan to value ratios up to 95%.
  • Cashout available up to 90%.
  • Non genuine savings ok.
  • Available in both traditional full doc and low doc lending policies.
  • Internet and phone banking access. 
  • Redraw facility.
  • 100% offset accounts. 
  • Principal reductions without penalty.
  • Loan portability.
  • Company and trust borrowers acceptable.

Prime loan Products

Max LVR* Description/Features

Red Rock Prime


Full doc loan or low document loan with provision for adverse credit, no mortgage insurance. Refinance up to 90% LVR, purchase up to 95% LVR subject to postcode acceptability. Low document loans max LVR 85% for purchase, 80% LVR for refinance transactions.

Minimum residential loan $250,000. Maximum low doc loan advance $2.5million. LVR means loan to value ratio. Cash-out means equity release. No construction or vacant land loans.  Fees, charges and conditions apply.

Talk to one of our experts today about how we can assist you.