Can you use an SMSF loan to finance commercial property?

Using your SMSF to buy commercial property is possible, and so is getting a lender to agree to a loan. There are a number of benefits to using an SMSF to purchase commercial property, as long as investment decisions are made wisely, and rules around SMSF investment are properly followed.  How do SMSF loans for commercial property work? The key thing to remember...

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What can you do with a SMSF loan?

Saving for and growing your retirement nest egg takes a fair bit of planning and forethought. While you can leave things like your super to be managed by other people, if you want to, you can manage it yourself. If you're looking to take a more hands-on approach to your super, you might want to consider...

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3 FAQs to reveal whether an SMSF loan is right for you

Deciding whether a self managed super fund (SMSF) loan is the right option for you takes a bit of work. You need to seriously consider the positive and negatives of investing your hard earned retirement savings into property. But the first step is familiarising yourself with what an SMSF loan actually is. Here are three frequently asked...

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How a SMSF loan can help set you up for retirement

Investing in property is great way to build your nest egg. If you have a self managed super fund (SMSF), you can use its funds to do so. Even better, if you don't currently have sufficient cash in your super, you can get a SMSF loan with Red Rock to borrow the remainder. What is a SMSF loan, and how can it...

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What restrictions are in place for SMSF loans?

Considering a self managed super fund loan? There are all sorts of benefits - but what exactly can you do with an SMSF, and what are the limitations to making a property investment of this type? Can I build a property with my SMSF loan? Unfortunately, an SMSF loan cannot be used to fund...

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FHBs now allowed to enjoy similar benefits to SMSF trustees

It's no secret - Australians are currently faced with record low housing affordability. Home prices have climbed faster than our incomes, and while the private and public sectors are both doing what they can to help, some first home buyers (FHBs) say it just isn't enough. One proposed solution is to allow FHBs to use their superannuation money to come up with a...

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A quick guide to SMSFs

Paycheck after paycheck, Australians watch 9.5 per cent of their earnings go into designated superannuation funds. With so much money being stashed away, it's no surprise more and more Australians are opting for self managed super funds (SMSF) that allow individuals much more control over how their nest egg is invested.  SMSFs now account for 29 per cent of the Australia's...

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SMSF loans can help with ensuring a comfortable retirement

It's never too early for young Australians to begin thinking about saving for retirement. In fact, the earlier you start, the better. Investing more now means you'll have a more comfortable retirement - and the younger you start, the more time you'll have for your investment dollars to accrue interest. One of the most popular options for...

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Things to consider when using an SMSF loan to buy property

Self-managed super funds (SMSFs) continue to increase in popularity as a retirement option, with Australian Taxation Office (ATO) figures showing they currently comprise 99.5 per cent of the country's super funds. The ATO data also revealed that the number of SMSFs climbed 27 per cent over the five-year period to 2014-15. As such, there are approximately 557,000...

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Why is an SMSF property the right way to go?

Many people save their whole lives for retirement, only to find that when the time comes, they don't have sufficient funds to live the way they'd always dreamed of. No longer can you sail around the world for the rest of your days with a superannuation fund of $100,000 - the figure...

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