If you’re prepared to put the hard work in, a Red Rock Mortgages franchise can be an outstanding investment and advantageous way to take control of your future.
Become your own boss, as an accredited Red Rock Mortgages franchise owner and you’ll be able to tailor a flexible lifestyle that suits your business, not someone else’s.
What’s more you’ll have the support and experience that comes with joining a recognised specialist mortgage leader, together with mentoring and support to ensure no opportunity is missed.
We’ll always be on hand to help you grow your business. But at the end of the day, it’s you who calls the shots and enjoys the hard-earned success.
Our unique specialist mortgage franchise model is one of the most rewarding in the industry.
We specialise in flexible loan solutions to support many borrowers who fall outside the credit criteria of the major banks.
We see the big picture when others don’t. Helping everyday Australians achieve their finance goals.
Don’t use credit scoring
Manually assess every application
Broader credit policy
Examine each individual circumstances
The specialist lending opportunity.
Specialist lending is about looking at the overall picture of an application rather than taking a tick the box approach.
Failed mortgage insurance
Failed credit score
New Australian residents
Multiple debts to consolidate
Needs to payout tax/business debts
Cashout for business
Refinance private loans
Late payments or arrears
Defaults, judgments or writ
Part IX & X debt agreement
Self employed < 2yrs
ABN registered < 1 yr
Income from casual employment
Income from family payments
Six out of 10 customers who are seeking finance and are told, ‘No, we can’t help you’, which could have had a loan approved by a specialist lender.
We don’t look for the NO’s – we seek out the YES’s. We say Yes. So our clients say Yes!
What you’ll need
Whilst mortgage industry experience is an advantage, it’s not mandatory. You will need;
To be a great communicator and networker.
A strong work ethic and the drive to build a business from the ground up.
Enjoy working with numbers and problem solving.
Enjoy helping people and a commitment to customer service excellence.
Specialist lending, is one of the biggest opportunities currently in the market for mortgage brokers.
“The upside is huge!”
Highly affordable investment
Uncapped earning potential
Strong point of difference
High margin, lower volume model
Lead generation & marketing support
Passive income stream
Comprehensive training & ongoing development
Build a saleable asset
Multiple income streams available
Limited territories Australia wide
“Our difference is your unique selling point.”
Owning your own Red Rock Mortgages franchise opens up endless opportunities to take your life and career to the next level.
We challenge traditional lending requirements that block borrowers, our unique model is ideally structured to ensure you maintain a strong competitive point of difference servicing a high demand mortgage market niche.
Our franchisees are highly rewarded by providing mortgage finance when the banks won’t, and we can do this because we get to know customers’ individual circumstances intimately and have specialist products unmet by traditional lenders.
High Demand Market Niche
Our unique model is positioned to supply the growing demand for alternative finance solutions to the major lenders.
Flexible High Margin Model
You can significantly increase your earning potential with higher application margins and multiple income streams, including general insurance and asset finance.
Strong Point of Difference
Give yourself the best chance of success in a competitive market with a unique, established proven system.
Our unique model provides the opportunity to grow your own business supported by our local and national marketing campaigns.
Why a Red Rock Mortgages Franchise?
Buying a franchise, as opposed to starting a business from scratch, sets you up for success. The mortgage broking industry is a highly competitive marketplace. As a Red Rock Mortgages franchise owner, not only will you have a strong point of difference from other brokers you will also have instant access to resources, knowledge, experienced personnel all with an established brand.
Can I work from home?
Yes, working from home and being a mobile business owner is a viable option to reduce initial overheads and give you lifestyle eciencies. You may choose to expand your business and lease a retail store in the future, but it’s not mandatory.
How much money can I earn?
As a franchise owner, your earning capabilities have uncapped potential. You can grow your business from a standing start to earn a significant six figure income, in just a few short years. It’s all the result of your hard work, commitment and passion.
What hours are required?
A Red Rock Mortgages franchise is a full time commitment. However the hours you work are up to you. Standard operating hours are generally between 9am and 5pm Mon-Fri, however on occasion you may be required to provide after hours service including evenings and weekends in order to meet customers when and where it suits them.
How will I promote my business?
Red Rock Mortgages provides you with a local area marketing support upon commencement of your Franchise as well as continued national mortgage and local area marketing to build and grow your franchise territory.
Whilst marketing and support is provided including the distribution of leads from advertising campaigns, like any other business owner you should also supplement Red Rock marketing campaigns with your own localised relationship building activities.
Am I able to write commercial loans?
Yes. As an accredited representative you have access to specialist commercial lenders that can accommodate a range of commercial mortgages including loans for offices, shops, factories, commercial construction loans including multi dwelling property development finance.
What operation expenses am I likely to incur?
A mortgage finance broking business can operate on a relative low ongoing overhead. In the first instance we recommend you set aside some additional capital to cover basic startup costs including business stationary, website etc. as well as running costs associated with promoting your business whilst you build your loan trail book.
Items to consider include provision for a laptop PC, software, printer and scanner and mobile phone. The amount of capital required will vary considerably depending upon the nature of your business operation, marketing strategy and budget and whether or not you have any staff.
How long does the Franchisee onboarding process take?
The average timeframe for completion of the joining and induction process including lender accreditations is six (6) weeks.
What type of education or work experience do I need to join?
Formal qualifications include Certificate IV in Finance & Mortgage Broking which forms part of our franchisee onboarding and accreditation process. A background in sales, customer service, banking, financial services, insurance, accounting, financial planning, real estate, consulting, conveyancing are highly regarded but not mandatory.
Do I have to have my own ASIC credit licence?
Your own credit licence is not required, as a Franchisee you can operate as authorised credit representative, utilising our Australian Credit Licence.
How do I become a Franchisee?
If your interested in finding out more about our unique specialist mortgage franchise opportunity simply fill in the form below to receive your free information pack to get started.
To find out more fill in the form below to receive your free information pack today.