Red Rock Mortgage Group=20 Newsletter MARCH 2007

Hello,

Welcome to our latest 'new look' newsletter. For our regular=20 subscribers you'll notice the new look and feel with added = features like=20 forward to a friend and print friendly buttons for your benefit. =

A=20 quick update on property markets around the country point to a = steady=20 increase in median values across the eastern states, with a = moderate=20 cooling of the spectacular rises in values in WA & NT over the = last 3=20 years.

Despite recent media attention given to the exodus = of baby=20 boomers selling investment properties to take advantage of the = current=20 superannuation benefits before June 30th. New data released shows = rental=20 vacancy rates across the country are now at 40 year lows! A new = wave of=20 investors are now looking to come back into the market, with one = real=20 problem - a severe shortage of =E2=80=98in demand' real estate. = This is only=20 doing one thing to market values.

Melbourne in particular = has had=20 regular auction clearance rates above 80% since the beginning of = the year.=20 This indicates a buoyant market with strong buyer demand but with = a real=20 lack of quality real estate available.

Recent media = articles=20 suggest the Reserve Bank is now likely to leave interest rates on = hold for=20 the rest of the year, much to do with the relatively low current = inflation=20 rate. This will more than likely lead to an increase in demand for = property and mortgage finance around the country, as debt is still = relatively cheap and mortgage products are now more flexible and=20 accessible than ever before.

On the finance front we are = busier=20 than ever, with strong demand for investment finance in all states = with a=20 surge in demand for development and construction finance. At Red = Rock we=20 specialise in providing fast flexible and highly leveraged = development=20 finance facilities. For more information our development finance = mortgages=20 please visit the loans and products section of our website or = contact us=20 today for a confidential discussion.

We hope you find the=20 newsletter of interest. Please pass your copy on to family or = friends. We=20 look forward to helping you, and those you recommend our services = to.=20 Please call with any questions.

Interest = rate changes:=20 what's that all about?

3Dmoney=20 Have you ever wondered why our interest rates = change?

One=20 of the major roles of The Reserve Bank of Australia is to take = action to=20 try and keep inflation under control.

Read=20 more >>

Lenders = Mortgage=20 Insurance makes all the difference

3Dhouse=20 Many years ago, if you did not have a big deposit and = you needed=20 to borrow more than sixty or seventy percent of the value of your = home,=20 the answer was either =93No=94 or you were forced to take an = expensive second=20 mortgage to make up the difference.

Read=20 more >>

What's = your most=20 valuable possession?

3Dsickwoman=20 When asked this particular question, most people reply = their=20 home or their car, their term deposits or something else they own. = The=20 answer is that your ability to earn money is potentially your most = valuable possession.

Read=20 more >>

What = about a managed=20 fund?

3Dhighrise=20 Getting the most from the money you have to invest is = a=20 challenge for everybody these days. Happily, lots of people feel = quite=20 comfortable in choosing where and when to invest.

Read=20 more >>

This issue

Interest=20 rate changes: what's that all about?=20
Lenders=20 Mortgage Insurance makes all the difference=20
What's=20 your most valuable possession?=20
What=20 about a managed fund?

Tel:	1300 667 694
Fax:	1300 667 594

Send email = Visit = website

St Kilda Rd Towers
Level 4, 1 Queens Rd
Melbourne, VIC = 3004.

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Profile

Red Rock Mortgages specialise in mortgage finance for property=20 Investors & Developers. Whether you're a novice or an = experienced=20 investor looking for a flexible finance solution to create wealth. = Red=20 Rock offers a mortgage to suit your needs.

Our aim is to = assist=20 investors in creating wealth through property by utilising = innovative and=20 flexible mortgage finance solutions.

Our boutique = approach,=20 experience and expertise means you=92ll be able to source the = right finance=20 facility to build a diverse property portfolio. We not only look = at=20 investment finance strategically, but also understand the needs = and=20 requirements for a successful property investor.

Red Rock=20 Mortgages provides you with choice & flexibility from a = diverse lender=20 panel including the major banks and other lenders. In addition our = own=20 unique range of lending products can provide you with cutting edge = innovation and additional leverage where others cannot.

As = investors and self employed business people we understand the = needs of=20 self employed borrowers and property investors. You can be assured = of=20 receiving expert advice and prompt assistance, with the added = comfort of=20 knowing we are both speaking the 'same language'.

For = professional=20 intelligent finance advice, contact us today. =

Red Rock Mortgage Group is a Full = Corporate Member=20 of the Finance Brokers Association of Australia.

All = members are=20 bound by a strict code of ethics to ensure the highest levels of = service,=20 integrity and professionalism. =

DISCLAIMER: This newsletter is intended to = provide general=20 news and information only. Readers should rely on their own enquiries = before=20 making any decisions touching their own interests. Please do not rely on = any=20 part of this newsletter as a substitute for specific legal or financial = advice.=20 This email has been sent through your friend entering your email address = into=20 our Forward to a Friend feature. Your details have not been stored at = all and=20 you will not receive any emails directly from us unless you choose to = subscribe.=20 All material is copyright 2007.